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The over-50s are underestimating how long they will live and are over-optimistic about how well off they will be in their retirement, particularly given the low annuity rates on offer, new research by pensions experts has warned.
Recent research by Saga has found that only a third of over 50s say they have held or currently hold a lasting power of attorney for a loved one.
A recent report from the Institute for Fiscal Studies (IFS) has found that one in five people experience a large income fall on retirement.
In the run up to Thanksgiving, the Certified Financial Planner Board of Standards in America has advised people to take some time to reflect on the legacy they will leave to their family and friends.
A recent American study into intra-family generational finances has found that adult children and their parents struggle to communicate on key financial topics that include retirement planning, providing care for elderly parents and inheritance strategies.
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Raeside Chisholm
Solicitors Limited
Tontine House,
8 Gordon Street,
Glasgow, G1 3PL
Raeside Chisholm Solicitors Limited
Tontine House
8 Gordon Street
Glasgow, G1 3PL