If you are considering remortgaging your home, it is important for you to keep control of the conveyancing process, which is why you should speak to one of our Glasgow conveyancing solicitors first. Our experienced conveyancing lawyers will provide you with expert advice on remortgaging your home.
Expert Conveyancing Advice Scotland
For a lot of people their home is their largest financial asset.
Although your new lender may offer you an in-house lawyer, who will act on behalf of the new lender only, it is best for you to instruct your own conveyancing solicitor, so that you may retain control and speed up the remortgaging process. Using an independent solicitor can not only speed up the remortgaging process but ensures that you retain control of all relevant documents relating to the property (eg Building Warrants) that the new lender will not want to retain but are very important to produce when you come to sell the property some time in the future.
Remortgaging your home usually involves changing your mortgage lender so that your new mortgage pays off the old one. It is also possible to remain with the same lender, but change your mortgage package or raise a further advance on your loan.
During the process, your solicitor will examine your title deeds, ensure that everything is in order, and make a report to the new mortgage lender before requesting the new mortgage funds. It is important to note whose name(s) the title deed is in, and carry out the new mortgage in the same name(s) to avoid unnecessary costs and complications.
Your solicitor will be sent the loan paper from your new mortgage lender. He or she will also request your title deeds from your present mortgage lender. On receipt of the new mortgage papers and instructions, your solicitor will draw up and arrange the necessary documents, and payments.
Before you begin the remortgaging your home, it is important to speak to one of our experienced solicitors to ensure that you keep control of your transaction and obtain all the advice you require.
Contact our Mortgage Solicitor in City Centre Glasgow
To find out how we can help you, or to arrange an initial consultation with one of the top conveyancing solicitors in Glasgow, please complete our online enquiry form here or contact us on 0141 248 3456.
Buying a Holiday Home in the UK
If you are considering buying a holiday home, you may not feel sure where to start. Our solicitors can provide you with expert advice on pursuing a holiday property in the UK.
Holiday Home Conveyancing Solicitors in Scotland
Our experienced property conveyancing solicitors can help you if you wish to purchase a holiday property, whether for commercial letting or as a second home.
The legal procedures for buying a second property are the same as with other residential conveyancing procedures. The process of conveyancing will oversee the legal elements of the sale including the transfer of money, searches with the local authority and the transfer of deeds.
Options for financing the purchase of your holiday home usually differ from those for buying a main home. Here, borrowing may cost less than a standard mortgage, however it may be more difficult to obtain if you need to borrow a large amount or if the property is on one of the Scottish Islands.
Another option is re-financing the main home in order to buy the second, which is often possible if there is only a small mortgage on that property. However, this is a rather specialised field of borrowing. Those who are considering this option should take advice from a specialist financial adviser, mortgage broker or a mortgage lender.
Expert Conveyancing Solicitors City Centre Glasgow
Our solicitors will explain everything you need to consider, and collect all the information and documentation needed to set the process of the purchase of your holiday home in motion. We can explain all the costs and expenses involved, such as:
- VAT
- Stamp Duty Land Tax
- Land Registry fees
- Search fees.
Our team can ensure the smooth and efficient progression of a property transaction, whatever the circumstances of your property purchase.
Wherever you decide to buy a holiday home, our conveyancing team at Raeside Chisholm can ensure that you receive an efficient and professional service from start to finish.
Contact our Conveyancing Solicitor in Glasgow
To find out how we can help you or to arrange an initial consultation with one of the best conveyancing lawyers in Glasgow, please complete our online enquiry form or contact us on 0141 248 3456.
The first step in enforcing debt is to write a letter to the debtor laying out the full amount informing them of impending legal action should they fail to pay. If you need help enforcing a debt call us on 0141 248 3456.
Writing to Debtors
Before raising legal action, you should write to the debtor informing them of the outstanding balance (it may be that the failure to pay is a result of an oversight, rather than a desire to withhold payment) and notifying them of impending legal action. Most debtors pay at this stage.
You should set a deadline in the letter, at the expiry of which, court action will be commenced. If no response is forthcoming, you can raise a small claims action (if the debt is below £5000) or contact us for advice.
If you would like to initiate debt recovery proceedings, or you would like a letter before action drafted, we can help.
Contact one of the best Debt Recovery Solicitors in Glasgow, David Doig
To arrange an initial consultation with one of our solicitors, please complete our online enquiry form or contact us on 0141 248 3456.
Franchise agreements are often complex contracts which binds you to certain terms for a period of time. Before entering into one, it pays to take legal advice from an experienced franchising solicitor.
Entering Into A Franchise Agreement – Legal Advice Scotland
If you are thinking of entering into a franchise agreement, get in touch with us first. We can help negotiate more favourable terms, advise you on the meaning and implication of certain terms and ensure that the whole process goes ahead as smoothly as possible. Negotiating favourable terms in a franchise agreement can be the difference between your business succeeding or failing.
Our franchising solicitors offer advice to both franchisees and franchisors on the legalities of franchise agreements.
If you are a franchisee, it’s important that you take advice to ensure your business has every chance of success from the outset.
If you are a franchisor, it’s essential to protect your interests. A properly structured franchise agreement will ensure future franchises are a success, and that you will continue to benefit from your brainchild.
Contact our Franchising Solicitor in Glasgow, Malcolm Goddard
To arrange an initial consultation with one of the top franchising lawyers in Glasgow, please complete our online enquiry form or contact us on 0141 248 3456.
